In the three months ending October 15, 2026, Elgin closed at 93.2% of original asking, the lowest of Elgin, Taylor and Bastrop. That makes Elgin the only one of the three that reads as a buyer’s market for the town overall. In my read, that means an Elgin seller gives up more of the first price than a seller in either neighbor, and a price point changes which market a home is in.
Sources: Unlock MLS, pulled October 16, 2026.
107 Elgin homeowners have trusted my real estate team to sell their home, and that count doesn’t include a single buyer we’ve represented. Everything on this page comes from the same MLS record we used to price those homes.
What these numbers mean if you are selling is on Selling in Elgin, TX? How the town's new builds could shape your price.
Last updated October 16, 2026. Sales data covers the 90 days ending October 15, 2026 and the twelve months ending the same day (Unlock MLS via MLS Grid); listing inventory as of October 16, 2026.
Table 1 puts Elgin beside the Austin metro on every measure these pages use, with a chart of months of inventory under it.
Table 1. Elgin compared with the Austin metro. Sales are from the 90 days ending October 15, 2026; homes for sale are as of October 16, 2026. “Failed to sell” means the listing expired or was withdrawn without selling. Source: Unlock MLS.
| Measure | Elgin | Austin metro |
|---|---|---|
| Homes sold | 138 | 8,186 |
| Median sale price | $281,749 | $405,000 |
| Median days on market | 74 days | 56 days |
| What homes sold for relative to their initial asking price | 93.2% | 94.3% |
| Price per square foot (median) | $157 | $204 |
| Homes for sale | 319 | 16,289 |
| Months of supply | 6.9 | 6.0 |
| Buyer’s or seller’s market | buyer’s market | balanced |
| Listings that failed to sell | 68 | 5,425 |
| Share of listings that failed to sell | 33.0% | 39.9% |
| Active under contract | 16 | 1,416 |
| Pending | 87 | 2,034 |
| New listings in the last 90 days | 228 | 12,212 |
| Homes for sale priced below their original asking price | 184 (57.7%) | 58.9% |
For the timing question, which leans on closings, the homes under contract or pending, and months of inventory, read Is this fall the time to list your Elgin home, or should you wait?
For worth, meaning the median sale price, price per square foot and the share of the original asking price that buyers paid, read How do Elgin buyers price a resale when a new home is on the same tour?
For why some listings stall, meaning days on market and the listings that failed to sell, read Is your Elgin listing stuck? What to check before you blame a slow market
For the competition, meaning homes for sale, price cuts and new listings, read Which builders are listing homes at your price in Elgin, and where? The full Elgin story in prose is on Selling in Elgin, TX? How the town’s new builds could shape your price
Almost nothing, because one ZIP code covers Elgin and the two read alike. Table 2 shows 322 homes for sale in the ZIP against 319 in the town.
Table 2. Elgin by ZIP code, covering the whole ZIP, 90 days ending October 15, 2026. Your price range can put you in a different market than the ZIP as a whole. Source: Unlock MLS.
| ZIP | Sold | Median sale price | Median days on market | Share of original asking price | For sale | Months of supply | Market | Homes that cut their price | New builds for sale |
|---|---|---|---|---|---|---|---|---|---|
| 78621 | 138 | $281,749 | 74 days | 93.2% | 322 | 7.0 | buyer’s market | 185 (57.5%) | 170 of 322 |
Builders hold 52.8% of the ZIP’s homes for sale. The builder-by-builder detail is on the competition page named above.
The twelve-month row of Table 3 shows 608 closings against 566 in the twelve months before.
Table 3. Elgin sales in each period. Each row stands on its own. Source: Unlock MLS.
| Period | Sold | Median sale price | Median days on market | Share of original asking price | Price per square foot |
|---|---|---|---|---|---|
| 90 days ending October 15, 2026 | 138 | $281,749 | 74 days | 93.2% | $157 |
| Same 90 days, 2025 (July 18, 2025 to October 15, 2025) | 147 | $299,500 | 88 days | 94.1% | $181 |
| Twelve months ending October 15, 2026 | 608 | $287,994 | 79 days | 93.7% | $165 |
| Prior twelve months (October 16, 2024 to October 15, 2025) | 566 | $300,892 | 80 days | 95.4% | $181 |
Bastrop has the highest typical price of the three and Taylor the most months of inventory. Taylor’s typical price sits close to Elgin’s, yet Taylor closed at 94.2% of original asking against Elgin’s 93.2%, which is why Elgin alone reads as a buyer’s market for the town overall. Table 4 has the rest, and a price point changes which market a home is in.
Table 4. Nearby towns, 90 days ending October 15, 2026. Source: Unlock MLS.
| Town | Sold | Median sale price | Median days on market | Share of original asking price | For sale | Months of supply | Market |
|---|---|---|---|---|---|---|---|
| Elgin | 138 | $281,749 | 74 days | 93.2% | 319 | 6.9 | buyer’s market |
| Bastrop | 154 | $371,250 | 71 days | 94.6% | 336 | 6.5 | balanced |
| Taylor | 65 | $284,052 | 62 days | 94.2% | 170 | 7.8 | balanced |
The last table sorts Elgin by price range. A range appears only when it had at least 10 sales in the last 90 days, and its reading comes from what homes there closed at against their original asking price, for that range as a whole.
Table 5. Elgin homes by price range. Sales are from the 90 days ending October 15, 2026; homes for sale are as of October 16, 2026. A range is a seller’s market when homes sell for at least 97% of their original asking price, balanced from 94% to 97%, and a buyer’s market below 94%. Each reading is for that price range only; a different price point changes which market a home is in. Only price ranges with at least 10 sales in the last 90 days are shown. Source: Unlock MLS.
| Price range | Sold | Median sale price | For sale | New builds for sale | Homes that cut their price | Months of supply | Market |
|---|---|---|---|---|---|---|---|
| $200,000 to $249,999 | 17 | $219,990 | 53 | 27 | 23 | 9.4 | seller’s market |
| $250,000 to $299,999 | 52 | $256,807 | 84 | 55 | 45 | 4.8 | buyer’s market |
| $300,000 to $349,999 | 35 | $299,990 | 95 | 70 | 65 | 8.1 | buyer’s market |
Three ranges qualify. Homes in them closed at 97.3%, 93.8% and 92.5% of original asking, from the lowest up, so the lowest reads as a seller’s market for that range and the other two as a buyer’s market, with builders holding most of the homes for sale in those two. How to weigh listing now against waiting, range by range, is on Is this fall the time to list your Elgin home, or should you wait?
Each time the pages are refreshed, this page is rebuilt from a fresh MLS pull, and the pull date sits in the last-updated line above the tables.
These figures cover the whole town and ZIP code, and your home is a single sale inside them. Run your address and we show you the slice of 78621 that sits closest to yours.
The scoreboard says how Elgin and 78621 are doing overall. It has no way to say which listings a buyer would tour on the same afternoon as yours, or where your price would land beside them.
If you are not sure which of these numbers applies to your house, start with the homes a buyer would weigh against it. Request my complimentary Home Competitor Analysis for your address. You get:
No obligation. The report for your part of Elgin arrives within a minute; the pricing analysis comes after we walk the home. Nothing here promises a price, a timeline, or an outcome. 107 homes sold by Watters International Realty in Elgin (Unlock MLS, all time).
Chris’s position, WIR positions library, approved September 9, 2026.
Months of supply is the number I watch. It means: if no more homes came on the market, how long would it take to sell everything listed at the pace homes are selling now.
In 78621 that figure is 7.0 months. Read it beside what buyers paid against the first asking price, because that decides which market you are in.
Watters International Realty is a Texas real estate brokerage, and I am its broker of record. This page is based on Unlock MLS data analyzed on October 16, 2026. 107 homes sold by Watters International Realty in Elgin (Unlock MLS, all time).
You get the competing listings near you, how your part of Elgin compares with the town, and a walkthrough before any pricing talk.
No obligation. The report arrives within a minute; the pricing analysis comes after we walk the home. Nothing here promises a price, a timeline, or an outcome.
